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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Open a Savings Account

It's your time to shine. Save More. Do More.

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We’re here to help you figure out how to save money in a way that works for you.

From tips on how to save money to easy online applications for Savings Accounts, and even advice on what to do with your stimulus check and tax refunds.

Savings

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A savings account that keeps it simple with online flexibility, no minimum balance and no monthly service fees.

  • Earn interest while you save
  • No monthly service fee
  • No minimum deposit to open
  • No minimum balance requirement
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Money Market

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Take advantage of tiered interest rates based on the amount of money you have in your account. Plus, increase the ease of access to your funds with free bank logo checks.

  • $1,000 minimum deposit to open an account
  • No minimum daily balance
  • No monthly service fee
  • Six free withdrawals per monthly cycle
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Flex Savings

Contact a Branch

An account offering a locked interest rate like a CD, but with the flexibility of a savings account.

  • Lock in your rate to secure savings
  • Make unlimited deposits
  • Two free withdrawals per monthly cycle
  • No monthly fee with a $1,000 minimum daily balance
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$25K Money Market

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With a daily balance of at least $25,000 you'll have access to our top money market rates.

  • $0 minimum deposit to open
  • Maintain a daily balance of at least $25,000 to avoid $25 maintenance fee
  • Two free withdrawals per monthly cycle
  • Free bank logo checks
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Feel good about your financial journey.

No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.

Start Now!

Zelle®

Introducing Zelle® – a fast, safe and easy way to send money to friends, family and other people you trust, even if they don't bank with FNBO1. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

  • Fast- Send money directly from your account to theirs-typically in minutes.
  • Safe- Use Zelle® within the app you already trust. No account numbers are shared.
  • Easy- Send money using just an email address or U.S. mobile number.

Download the FNBO App Today:

Already have our app? Start using Zelle® today to send money to friends and family:

  1. Login to the FNBO app.
  2. Select “Zelle”
  3. Enroll your email address or U.S. mobile number.
  4. You’re ready to start sending and receiving money with Zelle®.
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Cashology® by FNBO Podcast

Check out our Cashology podcast. Every episode includes local finance experts who are here to help you budget, save and manage all things money. Listen on Apple Podcasts, Spotify or likely wherever you listen. And then subscribe to keep getting expert tips on saving money.

Listen to Podcast Episodes
Juli Wians

Ever So Free

Overdraft fees are over.

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© 2025 First National Bank of Omaha (FNBO). All Rights Reserved. 1620 Dodge Street, Omaha Nebraska, 68197

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

Only deposit products are FDIC insured.

Investment Products are:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE