A Guide to your Savings Account (PDF)
View Deposit Agreement
* Deposit rates may change daily; the Lock Rate will not change during the rate lock period. Fees may reduce earnings.
1 Flex Savings allows you to lock the rate and Annual Percentage Yield on this account for 6 months. In order to receive this rate, a First National checking account is required. If the checking account is closed during the rate lock period, the Flex Savings rate may be lowered to the then applicable “Base Rate" as provided in the rate sheet. At the end of your 6-month rate lock period, the interest rate will change to the “Base Rate” as published on the Rate Sheet applicable at that time. You can request a rate lock at any time for a new 6-month period at the then applicable “Lock Rate”. A penalty may apply for early closure of this account.
2 Each subsequent withdrawal will be charged an excessive withdrawal fee of $25. A surcharge may be assessed when using other bank ATMs and ATMs not operated or contracted by First National Bank of Omaha.