Building strong communities:
As the great big small bank, FNBO is with our customers, employees, and communities, where they are. We envision a future where all our communities are strong and successful. We know that to achieve that vision, every individual must have access to the tools, resources and opportunities that help them do more – to reach their goals and improve their overall financial well-being.

Making impacts at every level:
At FNBO, we understand our role as a strong community bank places us in a unique position to positively impact our communities at every level. Whether it’s by providing financial advice and guidance, giving loans, investing in community partners, supporting our employees and locally-owned companies, or by taking measures to improve the environment, we can help guide individuals down the pathway to financial prosperity.

We also recognize that many individuals from historically underserved populations within our communities face unique obstacles to financial success. At FNBO we embrace our responsibility as an employer, bank, and community partner to advance the spirit of belonging, inclusion, diversity, and equity. That’s why every facet of our business is committed to ensuring everyone has access to the tools, resources, and opportunities to succeed.

Act now - join us:
Impact by FNBO is the bedrock that guides our community investments and key business functions in a manner that addresses our communities’ most pressing needs. But Impact by FNBO is more than a name to describe our community and corporate social responsibility strategy. It’s a rallying call for everyone - individuals, customers, employees, and community partners alike - to act now and join us in making positive impacts in their communities. Just as every individual has the right to work toward their goals and achieve financial wellness, every individual has a responsibility to do their part in helping others succeed. Because acting today will make positive impacts for tomorrow.