It's your money, why be charged for using it? That's why we offer a free checking account with no hidden fees.
- No monthly service fee
- No minimum deposit to open account
- No minimum balance requirement
Find a checking solution that fits your needs.
Free Checking Account
Premier Checking Account
If you have higher account balances, earn interest on your money and get more from your checking account.
- Earn interest
- No monthly service fee with an average daily balance of $15,000 in your Checking and/or related deposit accounts
- Enhanced First National relationship benefits
Access Debit Account
A checking account with no Overdraft fees. A good solution for controlled money management.
- No Overdraft Fees
- No minimum deposit to open or minimum balance requirement
Feel good about your financial journey.
No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.
Over 55,000 Surcharge-Free ATMs Worldwide
Additional Features
Debit Cards
Visa® Debit Cards are available on all checking accounts, providing the purchasing power you need.
Visa SRC
Shop faster online with pre-entered card and address information with Visa Remote Commerce (Visa SCR).
Account Alerts
Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.
Automatic Payments
With free online BillPay, set up payments on a one-time or recurring basis. It's quick and easy.
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1 Overdraft Options benefit is not applicable to the Access Debit Checking Account.