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FNBO Credit Cards

Find the credit card that's right for you.

PRE-QUALIFY & PROSPER

Without impacting your credit score, see what credit cards you qualify for.

 

Pick cash back or help build your credit.

Evergreen Rewards Visa Card

Evergreen® by FNBO Credit Card

Live and earn. Wherever life leads.
Only with Evergreen®
  • Earn Unlimited 2% CASH BACK2 on every purchase. Every day. Everywhere.
  • $200 cash bonus (20,000 points equivalent) when you spend $1,000 within the first 3 billing cycles after account is opened.2
  • No Rewards expiration2
  • 0% introductory APR1 for the first 12 billing cycles on purchases and balance transfers after account is opened. After that, a variable APR1 based on the Prime Rate between 14.99% and 23.99% APR depending on your creditworthiness.
  • A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).
  • No Annual Fee1.
Secured Visa Card

Secured Visa® Credit Card

Take control of your credit
  • No Annual Fee1.
  • Take control and help rebuild your credit.
  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.

Additional Features3

Contactless Technology

Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.

Fraud Protection

We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.

FICO® Score

View your FICO® Score each month online for free. Knowing your FICO® Score can help you maintain and better understand your financial health.

Zero Liability4

Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.

Important Information

See the Summary of Credit Terms link for each product listed above for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion. You cannot request a balance transfer to make payments on a First National Bank of Omaha account or any credit card account issued by First National Bank of Omaha.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link for each product listed above.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms link for the rewards product listed above, for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points. Bonus offer points will be awarded 6-8 weeks after qualifying.

3 Complete program details Including restrictions, limitations, and exclusions will be available when you become a Cardmember.

4 Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

FICO and "The score lenders use" are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.

Cards are issued by First National Bank of Omaha (FNBO®) pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.