- No annual fee.1
- Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
- Enjoy the rewards of established or improved credit. We'll periodically review your account, and with good payment history, you may be eligible for a credit limit increase and/or get your deposit back. Not all will qualify, subject to credit approval.
- Card’s activity is reported to all three major credit bureaus.
- Variable 24.99% APR1 on purchases and balance transfers, based on the Prime Rate.
Secured Visa® Credit Card
Additional Features2
Contactless Technology
Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.
Fraud Protection
We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.
Digital Payments
Simplify everyday purchases and payments with your mobile wallet. Add your card to make quick secure purchases at participating stores, in apps, and online.
Online Services
Enjoy an easy and secure way to check your balance and monitor spending, set up Account Alerts and Autopay.
Mobile App
Manage your account from your mobile phone - wherever you are. It's secure, simple and at your fingertips.
Zero Liability3
Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.
Roadside Dispatch®
Provides 24-hour access to roadside assistance like tire changing, jump starting or towing. The fees for this pay-per-use service are pre-negotiated and available exclusively to Visa cardmembers.
Global Services
Provides expert assistance, whenever and wherever, for a replacement card or emergency cash.
*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.
Important Information
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
3 Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association and used under license.