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Premier Checking

With an average daily balance of $15,000 or more, start earning interest on your money. If the combined balance between your checking, savings, money market, CD and/or IRA accounts is $15,000 or more, consider upgrading to this account to get the benefit of a higher interest rate.

Account Summary

  • Earn interest on your account
  • Premium rates on Savings, Money Market, CD and IRA accounts
  • No Monthly Service Fee with an average daily balance of $15,000 in your Checking and/or related deposit accounts
  • $15 Monthly Service Fee for average daily balances less than $15,000 in your Checking and/or related deposit accounts
  • Free Bank Logo Checks
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Additional Features

Overdraft Options1

It's important to be prepared, even when unexpected expenses arise.

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Mobile Wallet

Apple Pay, Google Pay and Samsung2. Set your FNBO cards up to pay digitally. 

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Mobile Banking

Free. Secure. Anywhere. Access your funds, make deposits, use Zelle®3, pay bills and more. All from your mobile device. 

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Debit Cards

YOUR STYLE. Whether you’re patriotic, a fanatic or just looking to pay with style, we have the card to match.

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Paperless Statements

Save time, reduce clutter and keep your information more secure with Paperless Statements.

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Zelle®3

A fast, safe and easy way to send money to friends, family and other people you trust, all while in the FNBO mobile app.

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Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

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Start Your Review

Feel good about your financial journey.

No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.

Start Now!

Important Information

Guide To Your Checking Account (PDF)

View Deposit Agreement (PDF)

*Deposit rates may change daily. Fees may reduce earnings.

1 Overdraft Options benefit is not applicable to the Access Debit Checking Account.

2 App Store and the Apple Logo are registered trademarks of Apple Inc. Google Pay and Google Pay Logo are trademarks of Google LLC. All trademarks, service marks, and trade names are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

3U.S. checking or savings account required to use Zelle. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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More than 165 years of putting customers first.

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© 2025 First National Bank of Omaha (FNBO). All Rights Reserved. 1620 Dodge Street, Omaha Nebraska, 68197

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

Only deposit products are FDIC insured.

Investment Products are:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE