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Home Equity Lines of Credit and Loans

Let your equity work for you.

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Home Equity Line of Credit1

A home equity line of credit allows you to borrow money against a limit determined by the equity you’ve built through home ownership. You pay interest only on the amount you use.

Benefits of a HELOC (Home Equity Line of Credit)

  • Best for multiple purchases, ongoing use or projects with uncertain costs
  • Make purchases with a Visa® Debit Card, check or online transfer
  • Only pay interest on the amount you are using
  • Credit limit is determined by need, equity in home, income and credit score
  • Lower rates than personal loans or lines of credit
  • Interest rate reduction based on your First National Bank relationships
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Home Equity Loan

A home equity loan allows you to borrow money against a limit determined by the equity you’ve built into your home. Our First National Home Equity Loans have competitive interest rates and a variety of payment terms to meet your needs.

Benefits of a HELOAN (Home Equity Loan)

  • Best for large, single purchases of a specific amount for predictable monthly payments
  • Loan amount is determined by need, equity in home, income and credit score
  • Lower rates than personal loans or lines of credit
  • Interest rate reduction based on your First National Bank relationships
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HELOC FAQs

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    Important Information
    1The Home Equity Line of Credit product is not available if the property is located in the State of Texas.

    2Contact a Personal Banker for complete details and additional information. Annual Percentage Rates (APRs) are subject to change without notice. Terms and conditions based on approved credit.