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Banking Products

Banking for your everyday, rainy days and somedays.

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Personal Banking Solutions

Whatever stage of life, we have an account to fit your needs.

Checking Accounts

Simplicity, mobile access, freedom from hidden fees and a little forgiveness for being human—it’s the kind of checking that makes life easy.

Savings Accounts

Savings accounts are how “one day” goals become reality. Whether for what-ifs or peace of mind, we have the tools to make it happen.

Credit Cards

Find the credit card that's right for you.


An investment option with options. Choose from different rates and term lengths based on your own goals.


Put retirement in your own hands. Invest in a Traditional IRA or Roth IRA and give yourself a sense of security while you plan for post-work life.

mobile phone with the Twig app

Easy, secure access to your banker with Twig.

Life is busy, we get that. And we don’t always have time to stop into a branch and talk to someone about our accounts – even when we need to. That’s why we developed Twig by FNBO. With Twig, you’ll choose a personal banker who can answer your financial questions: How can I improve my credit score? Am I saving enough? Am I ready to buy a house? These questions will be answered by real people, not bots. And since this happens in our app – you know it’s safe and secure.

  • Pick a banker that gets you
  • Chat with your Twig banker about all your financial questions, we’re here to help!
  • Easy mobile app download in your phone’s app store.

Download Twig by FNBO today and find a personal banker that can support you throughout your financial journey.

  • apple app store
  • google play store