Mobile Banking

Free. Secure. Anywhere.

Safely and securely access your FNBO accounts anywhere for free with our mobile app. View and manage all of your accounts, including checking, savings, CD, credit card, home equity and loans. All account information is locked behind your user ID, password, four-digit passcode and Touch ID/Face ID.  

To get the app, search "FNBO" in your phone's app store or click the buttons below.

Deposit Checks

Bank from anywhere.

Don’t worry about making it to a branch and deposit checks anywhere from your phone. Simply choose the account you’d like to deposit funds, enter the amount, take a picture of the front and back of your check, and submit. Like your other deposits, it will show up in your account detail once the check clears. You can also view images of previous checks you’ve deposited with the app.

Pay Bills

Manage your bills with a touch of the button.

Make one-time payments or set up recurring payments from your FNBO checking account. To pay bills from the app, select the account, enter the amount, select your frequency and submit. To add a payee, select BillPay from the “More” tab, tap “add” in the top right corner, tap “Pay a Business or Individual,” search for the payee or enter routing and account info, tap submit and payee is ready to use.

Transfer Funds

Move your money with ease.

Transfer funds easily between FNBO accounts (checking, savings, loans and credit card) right from your mobile device. Make a one-time transfer, or create a scheduled transfer and review, edit or cancel pending transfers.

Paperless Statements

Receive your statements faster and worry-free.

Switch to paperless statements today and receive your monthly statements securely, conveniently, and in real-time when they become available. Plus, with secure online access to your statements from anywhere, you can efficiently manage your accounts 24/7.

Paperless Statement Features:

  • Available for your FNBO credit card, checking, savings, money market, line of credit, CD and IRA accounts
  • Instant and secure 24/7 access
  • No security concerns with items getting lost or intercepted in the mail
  • Choose whether you want to print your statements or just maintain them online

Card Lock/Unlock

Real-Time control over your FNBO cards.

The Lock/Unlock feature in our mobile banking app offers real-time control over your bank cards, allowing you to lock them to prevent unauthorized use and unlock them as needed. Whether you are traveling, shopping online, or managing your budget, the Lock/Unlock feature ensures peace of mind and seamless financial control.

Two-Factor Authentication

Two-factor authentication (2FA) significantly enhances the security of your financial information by requiring both a password and a verification code from your mobile device. This added layer of protection reduces the risk of unauthorized access and phishing attacks. Implementing 2FA is straightforward and integrates seamlessly into your login routine, providing peace of mind knowing your account is secure. Ensure your financial information's safety by activating two-factor authentication on our mobile app today.