FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Improve security and access your account anywhere by enrolling in online and mobile banking.
Business Online Banking
The safe and easy way to access your business banking account online. Check balances, transfer funds, pay bills and loans, and make payments safely and conveniently.
BillPay
Quickly make one-time or recurring payments electronically or by check.
Transfers
Easily schedule or make one-time and recurring transfers between your FNBO accounts.
Loans and Lines of Credit (LOC)
Schedule or make one-time and recurring payments to your FNBO loan or line of credit from anywhere.
Business Mobile Banking
The mobile app that helps you safely and easily access your business banking account.
Payment capabilities for large or growing businesses.
Paymaker by FNBO
Manage accounts payable and accounts receivable tasks end-to-end including send/receive payment and invoicing capabilities.
Treasury Management
Manage enterprise business payments such as ACH, Wires and advanced reporting.
International Payments
Pay in foreign currency or utilize risk management payment services with our global banking experts.
Additional Features
Themes and Dark Mode
Select the view that makes sense for you. Now with dark mode or customizable University partnership themes.
Paperless Statements
Business account admistrators can now opt in to paperless statements.
Answers to Your Online & Mobile Banking Questions
- Online Enrollment
- General Questions
To enroll for online access, simply fill out the online enrollment form. We require an authorized representative/signer to authorize the enrollment of each company administrator. Once enrolled, this person can then set up additional users as needed.
All of your business banking accounts can be enrolled online as long as the enrollment is authorized by a signer on each of those accounts. These are all the different types of banking accounts that you can enroll online:
- Checking
- Savings
- Certificates of Deposit
- Lines of Credit
- Loans
All of your banking companies can be enrolled online. You will, however, be required to furnish corresponding authorized representative/signer signatures for each of the companies requested.
You can enroll your company's business credit card account and at that time, you can also enroll the individual cardholder's accounts, belonging to the company. You will need your company's unique Tax ID to enroll.
An authorized representative/signer for each company being enrolled online will have to sign the authorization for that company. This is true for enrolling banking and/or credit card companies.
Once you complete and submit the online enrollment form, our Online Representatives will process the enrollment for you. You will receive a response from us (via the preferred method of notification you chose) in two to three business days to let you know the enrollment is complete, or if we need any additional information. When you are notified of your completed enrollment, you may start using online and mobile account access!
For security reasons, each online user is required to have a unique User ID and Password.
- Dashboard - Customized view of all your frequently used accounts with quick links to commonly performed banking services
- Account Detail - Check account balances, review transactions, view check images and download account activity in a variety of formats
- Statements - View Account and Tax information online
- Transfers - Transfer funds between your bank accounts
- Transaction Search - Search multiple criteria for transactions and checks
- Alerts - Receive a variety of email updates on the status of your bank accounts and customize alert settings to the thresholds that are right for your business
- Stop Payments - Easily place, cancel and renew Stop Payments on checks*
- Manage Users - Control online user access by accounts, tasks, and levels of authority*
- Commercial Card - View business credit card information and make payments
- Loans and Lines of Credit (LOC) - Schedule or make one-time and recurring payments
- Basic BillPay - Quickly make one-time or recurring payments electronically or by check
- Flexibility - As your business needs grows, so can your online services. Additional services are available for Bill Payment, ACH, Wire Transfers, Remote Deposit Capture, and much more!
Your Account Detail provides you with the most current balance available, including any recent transactions/purchases. Keep in mind that a transaction cannot be viewed until it has actually posted to your account.
It's free! Once you enroll, you'll have 24-hour access to your business banking and business credit card accounts at no cost.
Enrollment can take up to 3 business days to complete.
Yes, you can access your account from a mobile device once you complete the enrollment form for online banking. Our mobile app is available on the Google and Apple Play stores.
Our online and mobile banking platform has features that help you manage your account from anywhere and save you time. Our platform can help you with the following:
- Real-Time Statements, Balances, and Account Activity
- Mobile Deposits
- Transfer Funds and Manage Payments
- Find a Branch or ATM
- BillPay
Yes, our online and mobile banking platforms have two-factor identification to ensure your account is safe and secure. Our mobile app also has a fingerprint ID feature to help you access your account safely and conveniently.
* Desktop only, not currently available on mobile