Our branches will close on New Year's Eve at noon (Tuesday, December 31) and will be closed on New Year's Day (Wednesday, January 1).

Manage Accounts Payable and Accounts Receivable tasks end-to-end with PayMaker.

  • Pay all of your bills in minutes
  • Receive or upload bills
  • Send electronic invoices to customers
  • View payment statuses and send reminders
  • Choose how you get paid; by check or directly to your bank account

What our customers are saying

How can PayMaker benefit your business?

Save Time

Save time with payment process automation so you can focus more on your business.

Increase Efficiency

Limit data entry with technology that automatically captures information from bills.

Gain More Control

Securely view and track payments activity all in one place from your bank’s online platform.

Reduce Payment Fraud

Reduce the risk of fraud with built-in payment verification tools.

Fast Support

Click to chat or email a PayMaker expert 24/7.

Introducing IVA, your Intelligent Virtual Assistant.

IVA automatically captures and extracts data from any type of invoice and starts the bill creation process for you (vendor name, bill due date, and amount on bill).

Here's how IVA works:

  1. When you log in to PayMaker, you’ll see IVA has already scanned your incoming invoices.
  2. You will see a side-by-side comparison of the original invoice and the extracted data to verify the information is complete and accurate.
  3. Decide how and when you want to pay the invoice, or save it to review and schedule at a later time.

Frequently Asked Questions

PayMaker is ideal for business customers that have bills to pay and don't want to be burdened with the manual, time consuming process associated with printing and mailing checks. Additionally, PayMaker is a great fit for customers that send invoices and are looking for a way to deliver electronic invoices to receive faster payments. PayMaker digitizes your payment processes, in one simple dashboard within your FNBO online banking experience.

PayMaker is best for businesses that have only one person paying bills and managing invoicing. If your company has multiple people dedicated to bill payments and invoicing, talk to your banker about Centime.

By digitizing, streamlining and automating payment processes, PayMaker customers can save time that can be spent on other tasks.

Pay bills and send invoices from one dashboard, all within your FNBO online banking site.

With the freedom to digitally pay bills and send invoices from anywhere, PayMaker allows payment transactions to happen on-the-go, in real time, wherever you are.

Automate payments by setting up recurring payments, for vendors you pay regularly. PayMaker even has technology that automatically extracts information from invoices to save you time.

PayMaker offers built in fraud protection and enables you to incorporate payment controls, and audit capabilities. PayMaker allows you to connect with customers and our supplier network without having to share passwords or account information.

PayMaker makes it easy to pay by ACH, and eliminates the need to pay by check, which is a leading source of payment fraud. When making check payments within PayMaker, we’ll mask your signature, account number, routing number, and company information to protect your account from fraud. Using PayMaker for check payments will eliminate the need to upload positive pay files, print and mail checks, and manage check stock. Additionally, PayMaker will automatically convert many of your check payments to ACH without the need to share bank account information with your vendor or supplier.

We can help offload your manual check process with PayMaker. Simply enroll, add your vendors and contractors, and pay them by ACH or check directly in PayMaker. If you choose to pay by check in PayMaker, we will handle the printing and mailing for you.

Bill pay is easy with PayMaker. Drag and drop a digital invoice, or manually enter a few quick details. Pay by ACH, or if your vendor prefers to receive paper checks, PayMaker will automatically print and mail those for you. Set up recurring payments for vendors you pay regularly.

The PayMaker payments platform is cloud based. This enables you to access your company’s account from any location, as long as you have secure access to the internet. Bills can be paid with the click of a button.

It also allows you to pay bills any time of day. You can use PayMaker to stay up to date with your outstanding invoices, check on invoices you have sent, and send out payment reminders to your customers.

PayMaker digitizes customer invoicing and payments. With PayMaker, send digital invoices and accept ACH payments.

PayMaker takes the accounts receivable process into the digital world for convenience and efficiency, and lets you accept ACH payments.

Successful businesses focus on getting paid faster to manage their cash flow. One of the best ways to do that is to offer convenient payment methods. PayMaker offers electronic payments processing via ACH (or EFT payments). 

You can easily remind your customers to make a payment before or after the due date.