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Cash Back Visa® Card

Cash Back Visa Card

Cash Back Visa® Card

Account Summary

  • EARN 3% UNLIMITED CASH BACK on purchases for the first 6 billing cycles, after that you will EARN 2% UNLIMITED CASH BACK on purchases.1
  • No annual fee.2
  • Apply in branch or online by January 9, 2019, to get this limited-time offer.
  • Redeem rewards for cash back as a statement credit, ACH into a checking or savings account or by check.1
  • Rewards earned expire after 3 years.1
  • Your APR will be between 18.99% and 25.99% APR2 on purchases and balance transfers depending on your creditworthiness. APR will vary based on the prime rate.
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.


Additional Features3

Fraud Protection

We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.
FICO® Credit Score

View your FICO® Credit Score each month online for free. Knowing your FICO® Credit Score can help you maintain or even improve your financial health.

Zero Liability4

Our 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.

Auto Rental Insurance

Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.

Extended Warranty

Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.

Travel Accident Insurance

Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.

Purchase Protection

Will replace, repair or reimburse you for eligible items of personal property up to $1,000 per claim for 90 days from the date of purchase due to covered reasons.

Our credit card calculators can help.

Compare two credit card options, calculate debt consolidation, see how interest rates affect credit card balances, and so much more.

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Important Information

1 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

2 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

3 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

4 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

Cards are issued by First National Bank of Omaha. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license. American Express is a federally registered service mark of American Express, used by First National Bank of Omaha, pursuant to a license from American Express.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.