If you’re a homebuyer, or looking to refinance, we are here for your lending needs. We will guide you through the process and answer your questions.

Our Road to Home Mortgage may help! Ask your loan officer about the program and if you are eligible to take advantage of this unique borrowing opportunity.

If you are currently renting, let’s discuss how homeownership can help you build personal wealth and save for the future.

Road to Home benefits:

• Competitive mortgage rates
• No processing fee
• Down payment assistance up to $6,000*
• Credit scores as low as 580*
• Down payment as low as 3%*
• No mortgage insurance requirement
• ITIN lending options
• Personalized support and guidance from our expert loan officers

We’ll help you find the best loan option for your situation and guide you through every step. Apply online now by clicking Let’s Get Started.

As the 'great big small bank,' our purpose is to improve the financial wellbeing of our customers and ensure the success of all the communities we call home. We firmly believe that for a community to be strong, every individual must also have the resources and opportunities to succeed.

When an individual is financially well, they can afford the things they want and need. They can also save for the future, create generational wealth, and help support their local economies. Of equal importance, when an individual is financially well, they experience less financial stress, can focus on what matters most to them, and simply enjoy life more.

We're independent, family-owned, and focused on the long view instead of the next quarter. It's been our recipe for success for more than 165 years. Our holding company - First National of Nebraska – now has more than 4,000 employees with branch locations in eight states. We use this success to invest millions back into our communities, focusing on key areas of need, such as Affordable Housing & Neighborhood Stability, Entrepreneurship & Small Business Development, Education & Workforce Development, and Environmental Sustainability.