Monitor and control your business’ ACH debits and credits online. With ACH Positive Pay, you’ll have the power to accept or reject items before they post to your account. You can also pre-approve ACH transactions and receive notifications on the status of your accounts.

With instant online access to ACH Positive Pay from anywhere, you’ll be able to monitor and mitigate potential ACH fraud quickly at any time.

• Create roles and permissions for select users
• Produce rules and setup alerts to be notified of potential fraud
• Setup filters for your vendors
• Prevent all ACH activity from posting to an account with ACH transaction blocks

Protect your business from check fraud with Reverse Positive Pay.

Reverse Positive Pay allows your business to detect and stop fraudulent, altered, or counterfeit checks from posting to your account. With Reverse Positive Pay, you’ll be able to review all prior day checks that have been presented to your account for payment.

Each business day, you’ll have the opportunity to review daily check items provided by FNBO to determine if any check items should be returned or paid. If any of the presented checks do not match the check that you issued, you can investigate by viewing an image of the check.

Check Block can help reduce payment fraud by restricting all payment activity to digital payments and online only. By limiting paper checks and restricting your business to only accept electronic transactions, you’ll help reduce the risk of highly fraudulent paper transactions.

Eliminate the risk of check fraud by restricting your FNBO checking account to electronic activity. With Check Block, all paper-based transactions are automatically rejected and returned, which prevents all checks from posting to your account. ACH and internal transfers and transactions will still post successfully.